Waivers — consciously-skipped gates (client)

Named gaps with the trigger that re-opens them (monthly review). Anything not shipped, not gated, and not here is a process bug.

Waiver	Rationale	Re-open trigger
py.typed ships while public-surface annotations are partial	inference works for the core; full annotation pass is queued	first downstream mypy complaint, or the 0.4 cycle
No load/perf tests	a local library on the user's call path — overhead is bounded by design (no network hops added); gate overhead is microseconds vs LLM latency	if the gate ever adds a measurable hot-path cost
DR undeclared as a feature	the ledger is REBUILDABLE from provider truth (spendguard reconcile) — declared in SPEND_LEDGER.md; no backup product needed	if users store irreplaceable local-only data
Presidio NER not exercised in every CI matrix cell	the deterministic floor is always tested; Presidio path tested where installed	a Presidio-specific regression report
Client-side crash reporting off by default	doctrine, likely permanent: no vendor phone-home from users' machines	user-initiated opt-in only